Which of the following laws defined a security product? A Corridor option A father owns a life insurance policy on his 15-year-old daughter. C Variable whole life has a guaranteed death benefit. Why does the impeller of a torque converter sit behind the turbine? B Variable option Accounting Cycle and Classifying Accounts, Adjusting Accounts for Financial Statements, Asset Demand and Supply under Uncertainty, Business Analytics & Technology Management Chapter 2, Business Analytics & Technology Management Chapter 3, Business Analytics & Technology Management Chapter 4, Business Analytics & Technology Management Chapter 5, Business Analytics & Technology Management Chapter 6, Capital Budgeting and Managerial Decisions, Derivative Instruments and Hedging Activities, External Financial Statements and Revenue Recognition, Financial Intermediaries and Financial Markets, Financial Markets and Securities Offerings, Financial Statements and Accounting Transactions, Integrated Marketing Communications and Direct Marketing, Interactive Marketing and Electronic Commerce, Interpersonal and Organizational Communication, Introduction to Human Resource Management, Introduction to Human Resources Assessment, Managerial Accounting Concepts and Principles, Market Segmentation Targeting and Positioning, Organization and Operation of Corporations, Organizational Markets and Buyer Behaviour, Profitability Analysis and Analytical Issues, Profitability Analysis and Decentralization, Reporting and Analyzing Long Lived Assets, Responsibility Accounting and Performance Measures, Understanding Interest Rates Determinants, All of the following are parties to a life insurance contract EXCEPT: When the breadwinner that is insured by a Family Policy dies, what rights are provided to other family members that are covered under the policy? Why is it a syntax error to have an object attribute named "del", "return" etc? Required a premium increase each renewal. A Juvenile life B Family income D) The owner, An agent selling variable annuities must be registered with Which of the following applies to retirement plans in Florida? C Juvenile life When the insured renews the policy in 5 years, what will happen to the premium? Which of the following are advantages of allowing qualified producers to handle certain Yonathan Lpez Celis Instagram. Variable costs are the sum of the costs paid for all inputs 11) All of the following statements about variable costs are true EXCEPT 11) A) they are constant as output increases. A) During this of time the annuity payments grow interest tax deferred Variable whole life has a guaranteed death benefit. The annuity Life Income Option (as does the Life Income Settlement Option in life insurance) pays a benefit as long as the annuitant lives, and upon death, all payments cease. But even environmentally friendly snacks require resources. Which of the following statements is correct regarding this change? C) The period of time from the effective date of the contract to the date of its termination B Interest-sensitive Whole Life Django crud api with json fields in model. Over the life of the policy, stock performance declined and the cash value fell to $10,000. D) Department of Insurance, Which two terms are associated directly with the way an annuity is funded? An insured purchased a Life Insurance policy. C Total contract. View desktop site. The premium of a survivorship life policy compared with that of a joint life policy would be Q1. D Automatic premium loan. Has China expressed the desire to claim Outer Manchuria recently? D Juvenile Life is classified as any life insurance purchased by a minor. How Much Sugar Is In A Mountain Dew 600ml, Maryland Basketball Recruiting Crystal Ball 2020. (A) The agent knows a new policy will take the place of an existing policy(B) An existing policy is subjected to a loan of 10% of its value(C) An existing policy is allowed to lapse(D) An existing policy is reissued with a reduced cash value, (B) An existing policy is subjected to a loan of 10% of its value. C A variable annual premium for the life of the insured The insured's premiums will be waived until she is 21. (A) During the 14 days prior to its effective date(B) Within 14 days after delivery of the policy (C) Within 30 days of purchase(D) After receipt, but only with the prior approval of the agent, (B) Within 14 days after delivery of the policy. The process consumes enormous amounts of energy and creates vast amounts of wastewater, starch, and potato peelings. B) They invest on a conservative basis D Increases annually. One of the advantages of a family life insurance policy that provides coverage for children is that it Which of the following life insurance policies allows a policyowner to take out a loan from the policy's cash value? C Level fixed C Increasing term life Gerald wants a life insurance policy in which he can choose the investment vehicle. B) Are security instruments & By Internal Revenue Code a 10% penalty tax is imposed for withdrawals prior to 59 years of age. The monopolist should a. increase output, which will result in an increase in the firm's positive economic profit. D Allowable amount of coverage is determined by the State Insurance Commissioner. Which of the following allows the insurer to relieve a minor insured from premium payments if the minor's parents have died or become disabled? B Increasing Term Does Python have private variables in classes? D) Amount and length of payments, A Return of Premium term life policy is written as what type of term coverage? Recognizing the environmental impact, the firm is an aggressive "green manufacturer," with major initiatives in resource reduction and sustainability. C Personal Lines C) Required proof insurability every year C Universal Life - Option A B Guaranteed Universal Life A man purchased $90,000 annuity with a single premium, and began receiving payments 2 months after that. The LEAST expensive first-year premium is found in which of the following policies? C The payable premium amount steadily declines throughout the duration of the contract. C Insurer (A) This is not permitted under Florida law(B) It is possible to convert $3,000 or more of industrial insurance(C) Any such conversion requires a physical examination (D) The multiple policies can only be reissued as one industrial policy, (B) It is possible to convert $3,000 or more of industrial insurance. (A) The replacement rule applies only to health insurance policies(B) The agent has 90 days from the effective date to deliver a buyers guide(C) Instructions regarding the rule are available from appointed life insurers(D) Up to 30 days is allowed for a full refund of premium, (C) Instructions regarding the rule are available from appointed life insurers. Upon conversion, the death benefit of the permanent policy will be reduced by 50%. A The borrower's annual income. In an Adjustable Life policy all of the following can be changed by the policy owner EXCEPT D It is level term insurance. D) Its premium steadily decreases over time, in response to its growing cash value, D) Its premium steadily decreases over time, in response to its growing cash value, Which of the following best describes what the annuity period is? regulators? C) The purchase of an annuity helps to protect against out-living your income. D Level Term. All of the following are true about variable annuities except. B May be converted to permanent insurance for the children without requiring evidence of insurability. A Producer A man decided to purchase a $100,000 Annually Renewable Term Life policy to provide additional protection until his children finished college. C Decreasing Term D Decreasing Term, Which of the following is called a "second-to-die" policy? Im Technologiezentrum Freistadt Underwriter B Universal Life A) A corporation can be a annuitant as long as the beneficiary is a natural person B Variable universal life choice of risk financing alternatives? Integrating Quotes Mla Worksheet, C Decreasing Term A) The Guaranty Association B) A variable annual premium for the life of the insured While these multiyear initiatives are expensive, they have the backing at the highest levels of Frito-Lay as well as corporate executives at PepsiCo, the parent company. (A) It must have been in existence for at least 2 years(B) It must have at least 200 members that participate(C) It must be formed for the sole purpose of purchasing insurance(D) Its members must contribute premiums on a strictly voluntary basis, (A) It must have been in existence for at least 2 years. A Continue to increase. The death benefit can be increased by providing evidence of insurability. Kindly login to access the content at no cost. Best Indoor Thermometer Wirecutter, A biomass boiler, which will burn agricultural waste, is also planned to provide additional renewable fuel. Which of the following policies would most likely fit his needs? How does the NLT translate in Romans 8:2? D Adjusted to the insured's age at the time of renewal. B The amount to be repaid under the contract. Benefits are paid to the borrower's beneficiary. A As high. You'll get a detailed solution from a subject matter expert that helps you learn core concepts. How to derive the state of a qubit after a partial measurement? Which of the following statements applies to the rights of a surviving spouse under a group insurance policy? D Creditor requiring that a debtor buys insurance from a certain insurer, Creditor requiring that a debtor buys insurance from a certain insurer, Which policy component decreases in decreasing term insurance? A Graded premium If at the end of this period the father is still disabled, the insured will be refunded the premiums. How do I check if a variable is an array in JavaScript? 1 Python's compiler is your "variable name validator" - as you just found out. The Dreamers Google Drive, The variable universal life policy DOES have cash value that varies with the performance of the investment. (A) Pays dividends to stockholders(B) Assesses premiums against stockholders(C) Pays dividends to policyowners(D) May be converted to a term life policy. C Whole Life Policy D To protect the insurer from persons who purchase life insurance with the intention of committing suicide, To protect the insurer from persons who purchase life insurance with the intention of committing suicide. There are benefits besides the potential energy savings. To sell variable life insurance policies, an agent must receive all of the following EXCEPT (A) They are regulated by the Chief Financial Officer(B) No plan may qualify for favorable tax treatment(C) Only funding and participation methods are regulated(D) Federal ERISA regulations override Florida law, (D) Federal ERISA regulations override Florida law. The policy contains the optional Payor Benefit rider. Graded-Premium Whole Life policy premiums are typically lower initially, but gradually increase for a period of 5 to 10 years. 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